“Tell me you’re not leaving
Say you changed your mind now
That I am only dreaming
That this is not goodbye
This is starting over
If you wanna know
I don’t wanna let go
So say it isn’t so”

“Say it isn’t so”…Gareth Gates

So far June is playing out as expected. Stocks are see-sawing in a trading range that is driving day traders crazy. Hopefully, you are not one of them. (more…)

If you are a bond holder, the last few weeks may have come as a shock. Ever since the Fed raised the possibility of tapering their stimulus program, interest rates have spiked higher. For the first time in years, bondholders actually saw bond prices decline. Get used to it. (more…)

This week saw the largest pullback all year in the S&P 500 Index. From its high of May 22 the index lost 5.2%. As corrections go, that one was quite mild. (more…)

As we enter the fifth year of the Federal Reserve Bank’s grand experiment to save our economy, doubts are beginning to surface. After a wonderful run in the financial markets, investors are concerned that the Fed is planning to once again slow their stimulus program.  That would be a mistake. (more…)

Over the last month the interest rate on a ten year, U.S. Treasury note has risen half a point.  That may not sound like much in a market that has seen nothing but declines in Treasury yields for years, but investors fear it is simply the start of something big. (more…)

Most Americans’ retirement savings are under $25,000. That’s old news. The new news is that with social security in jeopardy, medical costs skyrocketing and the chances of living longer better than ever, how do you expect to retire in the years ahead? (more…)

This week the game changed. The stock market indexes actually had a down week. Most investors are blaming it on the Fed, but not me. (more…)

We have all been inundated with the pros and cons of Obamacare. It has become so ubiquitous in our daily lives that most of us have simply tuned it out. We can’t afford to do that much longer. (more…)

By my reckoning, this leg of the stock market rally began about a week after the presidential elections. The rally overall has been going on much longer. The question everyone is asking is how long it can go on without a major correction. (more…)

The housing market has been in the doldrums so long that most of us believe that when we are ready to buy a new home there will be plenty of deals out there. Think again, the rising costs of everything from land to labor are causing new home prices to climb. (more…)