It has now been over three years since the CARD Act was signed into law. You remember that bit of consumer legislation that sailed through congress with nary a nay vote. How then have the Credit Card Accountability, Responsibility and Disclosure Act performed since inception?

The statistics are some of the most accurate in the American medical community. Overall, 35.7 percent of the adult population and 16.9 percent of our children are obese. If you add in those Americans who are merely overweight, then two-thirds of this nation are on the road to higher health costs, a shorter life and [...]

Child labor has been given a bad rap around the world and deservedly so. However, all child labor isn’t necessarily bad. I for one have benefited greatly from my youthful work experiences and I bet you have too.

It is a debate that has occupied this country for years. Should college be free to all Americans or should we continue to pay for it? Those in favor argue it is one of our inalienable rights. Those oppose say college is a privilege to be earned and paid for in order for it to [...]

 The bells of the Salvation Army are ringing on Main Street. Yep, it’s that time of the year again when visions of “Tiny Tim” tug at our heart and purse strings. This season try something new; donate your charitable contributions to local organizations.

Why everyone should have a will “I’m not old enough to worry about a will,” said one of my clients recently. Looking at him, you might agree, At 25, he is as healthy as the horses he shoes. As a Ferrier with his own business, he works hard and plays hard. Life is his oyster [...]

Today savers are offered a plethora of tax-deferred retirement plans. For those of you who are just starting out the choices can seem overwhelming but it is not as hard as you think.

Patience is a virtue but even virtues can run their course. The housing market is in its third year of continued decline. Those who have been waiting to sell and can’t are starting to rethink their alternatives.

If you have been thinking of trading up to a new car, this may be the time to do it. Used auto prices are selling at 16-year highs but your window of opportunity is closing fast.

We all waited with bated breath until the end of last year, only to see Congress extend the Busch tax cuts for another two years. Although the legislation passed, it did create some issues that you should be aware of in filing your taxes this year.