Leaving your Legacy

It may not seem so sometimes, but your children value your opinion. The older they get, the more importance they place on things like your ethics, moral teachings and values. That’s why it is extremely important to leave a legacy after you are gone that your children...

Have you had “The Talk” yet?

Whether you are a Baby Boomer or the child of one, it is about time you faced the music. We all know that life ends, no matter how hard we try to ignore it. Having a family meeting before it is too late may save all of you needless heartache and financial turmoil....

Social Security and the Budget, Part II

Now that President Obama has signed the budget deal passed by Congress last week, it is time to take a look at how retirees have fared under the new provisions. For the most part, the changes were positive for elderly Americans. In last week’s column, I warned that...