A Few Dollars More

This year the tax laws are changing. If you have a Traditional IRA, Roll-Over IRA or another tax deferred plan like a 401 (K), 403 (b) or 457 (b) you can now convert to a Roth IRA, regardless of income level. Better yet, the government is giving you an added incentive to convert by allowing [...]

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Congratulations, as of this year, women officially control the majority of privately-owned financial assets in this country. Not only is that wealth an awesome responsibility, but it also presents women, especially Baby Boomers aged 45 and over, with an enormous opportunity. Here’s how you can prepare.

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This year women, especially, women in their fifties and up, will control the lion’s share of America’s privately-owned wealth. That should be good news to most boomer women, but good news is sometimes deceiving.

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New Year resolutions, I suspect, will be quite popular this year, especially in the financial and investment areas. Given the horrible losses most of us sustained last year in our retirement accounts, followed by a pink slip at work for over 10% of us, makes for a bit of soul-searching as 2009 comes to a [...]

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Over the last two years trillions have been spent to aid and assist Wall Street’s wealthiest bankers, Detroit’s blue collar auto workers, owners of gas-guzzling clunkers, first-time home buyers, thousands of Americans facing foreclosures and maybe another dozen or so programs, that we, the long-suffering, silent majority, will have to pay for. Yesterday, however, Washington [...]

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Until recently most professionals simply lumped men and women together when it came to planning for retirement, savings or other investment goals. However, it is becoming increasingly apparent to me that the genders do differ in their investment needs and I want my women readers to understand that.

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That’s right, thanks to an initiative by President Obama, announced earlier this month; you can contribute all those unused vacation days to your 401(k). So if you’re the type that just can’t stay away from the job, start lobbying your employer to amend your benefit plan.

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I know, I know, times are tough. Yet, by investing now in one of the many government-sponsored, energy-efficient household improvements, you can reap big savings in the form of tax credits.

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If everything goes as planned, the up-coming $300 million Federal ‘cash for appliances’ program will be ready by November 30, 2009 just in time for the holiday season. At that time, the Department of Energy will start awarding individual states their share of the loot. The program is supposed to incentivize consumers to ditch old [...]

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There is a little-known special pension available to veterans and their spouses called The Veterans’ Aid and Attendance Special Pension. If you are disabled or fear you may become so in the future. This program could mean the difference between just scraping by and living a reasonably, comfortable life style in your sunset years.

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