The bells of the Salvation Army are ringing on Main Street. Yep, it’s that time of the year again when visions of “Tiny Tim” tug at our heart and purse strings. This season try something new; donate your charitable contributions to local organizations.

Why everyone should have a will “I’m not old enough to worry about a will,” said one of my clients recently. Looking at him, you might agree, At 25, he is as healthy as the horses he shoes. As a Ferrier with his own business, he works hard and plays hard. Life is his oyster [...]

Today savers are offered a plethora of tax-deferred retirement plans. For those of you who are just starting out the choices can seem overwhelming but it is not as hard as you think.

Patience is a virtue but even virtues can run their course. The housing market is in its third year of continued decline. Those who have been waiting to sell and can’t are starting to rethink their alternatives.

If you have been thinking of trading up to a new car, this may be the time to do it. Used auto prices are selling at 16-year highs but your window of opportunity is closing fast.

We all waited with bated breath until the end of last year, only to see Congress extend the Busch tax cuts for another two years. Although the legislation passed, it did create some issues that you should be aware of in filing your taxes this year.

It is no surprise that money can be the root of many evils since money symbolizes different things to different people.  Love, security, power, control–money can be a landmine of unexpected emotions. Psychologists will tell you that couples will talk about just about anything, even sex, before they will talk about their finances. No wonder [...]

You would think those born between 1946 and 1965 would have a lot to be thankful for. After all, the first wave of those Baby Boomers is finally eligible to retire in 2011. The recession appears to be over and jobs are beginning to make a comeback, even the stock market is performing well–so what’s [...]

My regular readers know how much I despise 12b-1 fees. Those are the fees that mutual fund companies kickback to your broker or investment advisor for putting you into their funds. You never see the charge in your statements but it can be as much as one percent annually if you own a certain class [...]

The next time you run out of ideas for that perfect gift, save this column. I am about to give you over 200 one of a kind gift ideas that will cost you only as much as you want to spend and at the same time make anyone happy. Global Giving beats the heck out [...]