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“Watch the gap please”

If you haven’t realized it by now, Medicare has a lot of “gaps” in its coverage. In order to close that gap, various private insurance companies offer plans that cover a lot of out-of-pocket costs—for a price. read more…

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All you need to know about Medicare

More of us are signing up for Medicare every day. And like social security, there are plenty of unanswered questions for those of us who are beginning the process. There are plenty of places to seek answers, but how to separate facts from sales pitches from health insurance brokers is part of the problem. Here is a primer that may help you navigate these muddy waters. read more…

The deals begin

This week’s on-going controversy between Mexico and our new president over trade and the construction of “the wall” has investors concerned, confused and apprehensive. And still the markets gained ground. read more…

A circus by any other name is still a circus

By now you may have heard that Ringling Bros. and Barnum & Bailey Circus are set to close in May of this year. That’s the third circus in as many years to close their doors. You might say the announcement marks the end of an era stretching back for almost 150 years. I disagree. read more…

When your broker doesn’t want you anymore

Across the nation, various financial institutions, affected by the new “fiduciary” rules issued by the Department of Labor, are making some tough decisions. Don’t be surprised if your broker informs you they can no longer manage your company’s 401 (K) or other defined contribution plan. read more…

Markets in good shape for now

As the equity markets continue to consolidate around record highs, investors wait for the presidential hand-off on January 20th. This could turn out to be the best thing that could happen for the bulls. read more…

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About Bill

Bill Schmick was born in a blue-collar neighborhood of Philadelphia, just a few blocks north of “Rocky Balboa” territory where most of his Catholic schoolmates grew up to be either cops or criminals. He narrowly escaped both professions by volunteering to fight in Vietnam as a U.S. Marine... Read More

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