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Markets Round Trip for Second week


For the second week in a row, the markets ended up at almost exactly the same place or higher then they started.  Despite the shutdown, the debt ceiling and the market sell-offs they have induced, the markets are telling us to ignore this drama. read more…

Cashless Society, think again


While the government shuts down and the markets swoon over the debt ceiling drama and the future of the U.S. financial system, the United States Federal Reserve Bank issued a new version of the $100 bill this week. Demand for the new bill is quite brisk, thank you. read more…

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Should Colleges be free, Part III

College tuition hurts those who need higher education the most– lower-income students. Back in your parent’s era, that may not have been much of a problem thanks to a growing middle class. But in America today, the middle class is disappearing, leaving more of us than ever facing impossible future tuition costs for our children. read more…

Bulls batter the Bears

Day after day the markets climb higher. Recession in Europe, worries over China’s growth, even the skyrocketing price of oil have no power over these markets. The bears are in full retreat and only sunny skies are allowed on Wall Street. read more…

Is Everybody Happy?

You would think investors would be ecstatic. The S&P 500 Index is at 12-month highs. The NASDAQ is flirting with an eleven-year high and the Dow is just points away from 13,000. So what’s not to like? read more…

Profit Taking

It has been six weeks (29 consecutive trading days) since we have seen a 1% decline in the averages. Given that last year it was practically a daily occurrence, most investors are breathing a sigh of relief. That is starting to worry me.

Cut back a little

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Should College be free?

It is a debate that has occupied this country for years. Should college be free to all Americans or should we continue to pay for it? Those in favor argue it is one of our inalienable rights. Those oppose say college is a privilege to be earned and paid for in order for it to have meaning and merit. read more…

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About Bill

Bill Schmick was born in a blue-collar neighborhood of Philadelphia, just a few blocks north of “Rocky Balboa” territory where most of his Catholic schoolmates grew up to be either cops or criminals. He narrowly escaped both professions by volunteering to fight in Vietnam as a U.S. Marine... Read More



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